The WebMoney Debt service offers refinance loans with the option of repayment in another currency.

The borrower may agree with the lender on new terms, amount and type of title units to be returned. The borrower may initiate a discussion of the refinancing terms if there are no sufficient funds in the borrower's money wallet for loan repayment and not earlier than three days before the end of the loan term.

With WebMoney Debt, the system participants can take and give loans without agents and on beneficial terms. Transactions are immediate, no fee is charged for using the service.